Term and Permanent Life Insurance

Are you interested in protecting the financial future of your family? A life insurance policy is an answer to giving your loved ones a measure of peace of mind in this uncertain world.

Whether you’re looking for the affordability of term insurance, the lifelong protection and cash value of indexed universal life, or a combination of both, we have options to fit your needs and budget.

What makes Jennings Financial different from going directly to a major insurance company? Jim has the advantage of comparing rates from a multitude of insurance providers to ensure you get the best option for you and your budget.

Compare Term and Universal Life Coverages

  • Term Life
  • Advantages

    • Simple and Affordable coverage for a period of time

    Guaranteed Death Benefit

    • Yes, Provided premiums are paid as required.

    Cash Value

    • Available only for Return of Premium Term.

  • Universal Life
  • Advantages

    • Flexible coverage flexible premiums.

    What is it Used For

    • Permanent protection and flexibility.

    Cash Value

    • Yes, Cash value growth is tax-deferred.

    Lifetime Coverage

    • Yes, It is possible coverage will expire when either no premiums are paid following the initial minimum premium or subsequent premiums are insufficient to continue coverage.

    Flexible Premiums

    • Yes, Available for the insured’s lifetime.