Final Expense

A final expense life insurance policy isn’t the same as what’s known as “insuring your life.” Insuring your life concerns leaving your family and loved ones with enough support after you pass away. Term and permanent life insurance value your policy as proportionate to your earning power now and for the rest of your life.

With funeral insurance, the value of your policy is proportionate to the expense of your desired funeral. While other forms of life insurance can top a million dollars, it’s rare for final expense insurance policies to get above $20,000.

Medicare Options

Medicare Supplement

Medicare Supplement Plans may cover all of your co-insurance and deductibles and health care bills not covered by Original Medicare.

Medicare Advantage

Medicare Advantage plans are offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Most Medicare services are covered through the plan and offer Prescription Drug Coverage.

Prescription Drug Coverage (PDP)

Prescription Drug Plans (PDP), also known as Medicare Part D, are stand-alone drug plan that subsidizes the costs of prescription drugs.

Senior Dental And Vision

Seniors who are covered under Medicare often do not have any coverage for dental and vision care. Because healthy teeth and eyes are essential to overall health, we offer dental and vision insurance plans for seniors at competitive rates.

Ancillary Benefits

Ancillary Benefit Plans provide secondary or supplementary benefits that accompanies primary benefits, which help cover remaining costs of insurance components in a health plan.

Final Expense

Final Expense insurance is an insurance policy used to pay for burial expenses, funeral services, and helps ease the financial burden placed on a family when a loved one dies.